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Don't Risk more then you can Afford to lose: Personal Insurance Planning

What is Personal Insurance Planning? What would happen to you and your loved ones if for any reason you were unable to continue to earn an income? How long could you and your family maintain your current lifestyle or afford to make repayments on your house or investment loans? Your ability to earn an income is probably the...

Wills & Asset Protection Trusts: Why your beneficiary's circumstances are as important as yours

What is an Asset ProtectionTrust? (also know as a Testamentary Trust) A Asset Protection Trust is simply a Trust created by a valid Will and funded by Estate Assets. The Trust commences when the Executor finishes administering the Estate. There a many different types of Testamentary Trusts that can be established in a Will. ...

Sophie's Lost Inheritance

Sophie's parents' Wills were apparently straightforward. Under terms of the Wills, everything her parents owned was left to the surviving parent and then, in the event that both her parents had died, the Wills divided their assets equally between Sophie and her brother. When Sophie was (not so happily) married to David,...

Franchising: Lessons for the Unwary

Over the years I have advised both Franchisors and Franchisees in relation to Franchise Agreements and Franchising issues generally and have also acted in relation to numerous disputes on behalf of Franchisees. You may be surprised by these are some real life examples of what I have seen happen: A Franchisor induced a Franchisee to...

Free Security of Payment Act Appraisal: Are your invoices valid Payment Claims

Why wait until a problem arises before finding out that you could have been able to rely on the Security of Payments Legislation to recover payments promptly? The number of businesses in the Building and Construction Industry that still issue invoices that are not also valid Payment Claims is surprising. These business owners are...